Lumarra Advisory is a boutique registered investment adviser. We manage portfolios, plan around them and answer to one party only — the family that hired us.
$2.4B
Assets under advisement
94
Client families and institutions
17 yrs
Average relationship tenure
100%
Fee-only, no commissions
The firm
Lumarra takes on a limited number of relationships each year. That constraint is the product. It means the partner you meet is the partner who does the work, that advice is written rather than assembled from a template, and that no client is too small to warrant senior attention.
We are fee-only and independent. We do not manufacture products, accept commissions or participate in revenue sharing of any kind. Our full fee schedule is disclosed before any engagement begins, and our reasoning is documented so it can be questioned.
What we do
Investment management, planning and reporting are not separate products at Lumarra. They are one relationship, coordinated by a single team.
01
Independent, evidence-led, cost-aware.
Every portfolio is built for a specific balance sheet, tax position and time horizon. We hold no proprietary products and receive no compensation from any manager, so the allocation reflects one thing only: what the family needs the capital to do.
Learn more02
The planning that surrounds the portfolio.
Investment decisions are rarely the binding constraint on a family's outcome. Tax, estate structure, liquidity and governance usually are. Our advisory team works alongside your attorneys and accountants so those pieces move together rather than in sequence.
Learn more03
One consolidated view of everything you own.
Complexity is the tax that wealth levies on attention. We consolidate accounts, entities and outside holdings into a single reporting framework and take on the administrative burden that would otherwise land on the family.
Learn moreWho we serve
Concentrated equity, liquidity events and compensation structures that need to become a durable balance sheet.
Wealth that already exists and now needs stewardship, structure and a plan the next generation understands.
Spending policy, investment policy and the governance rhythm that keeps a committee focused on the long horizon.
Our process
Four stages, typically over the first ninety days, before any recommendation is implemented.
01
We spend the first meetings understanding the balance sheet, the obligations attached to it and what the money is actually for.
02
A full review of holdings, structures, tax position and existing advice — including an honest account of what should be left alone.
03
A written strategy covering allocation, planning priorities and a sequenced set of actions with owners and dates.
04
Implementation, consolidated reporting and a standing review rhythm that adapts the plan as circumstances change.
Insights
Founders and executives
The most valuable planning window for a founder closes on the day the deal is announced. Here is what belongs on the checklist while it is still open.
18/06/2026 · 6 min read
Investment philosophy
Complexity is easy to add and difficult to remove. We look at where it earns its keep in a private portfolio, and where it simply accumulates.
02/05/2026 · 5 min read
Foundations and institutions
A spending policy is a governance document before it is a financial one. The drafting choices determine whether it survives its first difficult year.
14/03/2026 · 7 min read
Tell us what you are weighing. If we are not the right firm for it, we will say so and point you somewhere better.
